Chartered Financial Planner

Stephen James

ACII, APFS

Steve has been in financial services for over 35 years helping friends and clients, plan for, and thrive in retirement. Steve spent a large part of his career with Aegon, developing their advisor accounts, culminating in running the largest National Account, Openwork. Steve jumped the fence and went back to advising joining Charles Derby. Specialising in Defined Benefits Transfers, helping to build a £250k pm Specialist Team.

“Too many people start decumulating too late or are too frugal in the years they should be maxing out. No-one can state exactly how many active years you have to enjoy, but it’s highly possible to design a financial plan to ensure you live life to the max. I am Really excited for the next period of my career before planning my own decumulation!”